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Equitas SFB IPO : Apply or Avoid???

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About The Company Equitas Small Finance Bank Ltd. (ESFB) is one of the largest SFB in India in terms of number of banking outlets Second largest SFB in India in terms of assets under management and total deposits in Fiscal 2019 Diversified Portfolio and  reduce its dependence on micro-finance business as compared to other micro-finance companies that have converted to SFBs. ESFB offers a range of banking products and services to customers with a focus on serving the financially un-served and under-served customer segments in India ESFB's distribution channels comprised 856 Banking Outlets and 322 ATMs across 17 states and union territories in India Business Areas The companies main bushiness comes from majorly following three areas : Small business loans which compromises of 41% of its business. Micro-Finance which  compromises of  23 % of its business. Vehicle loans compromise approximately 25% of the business Competitive Strengths A customer-centric organ...

ROUTE MOBILE IPO : Subscribe or Not ???

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ROUTE MOBILE IPO : Everything you need to know before subscribing About The Company - The company was Incorporated in 2004 in mumbai. - It is among the leading Communications Platform as a Service (CPaaS) provider and a tier-one application-to-peer (A2P) service provider.  - Its enterprise communication services include new age solutions in Messaging, Voice, Email, and SMS Filtering, Analytics & Monetization. The company operates in 3 business verticals: 1. Enterprise : The Company provides a cloud-communication platform as a service to enterprises, over-the-top players, and mobile network operators around the world. 2. Mobile Operator : Services in this segment include SMS analytics, firewall, filtering, monetization, and hubbing solutions. 3. Business Process Outsourcing (BPO) : The Company provides a range of BPO services including client support, technical support, booking, and collection services. The company's clients include some of the world's largest organizatio...

Happiest Mind IPO : All you need to know

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  Happiest Mind IPO : Whether to subscribe or not ??????? About the Company 1. It is an IT Company which Started in 2011 in Bangalore. 2. It has a Very strong tag Line Born Digital Born Agile which reflects their work strongly. Business Areas - Digital Business - Product & engineering Services - Infra & Mgmt Security Services - The company is currently serving 157 Customers all over the Globe. - Major Sectors of Business are Retail, Edu tech, Industrial, Hi Tech, Engineering R&D, Travel , Media & Entertainment. - Major business in US, UK, Australia, Canada & Middle East. - Business units are assisted by 3 Centers of Excellence - IOT(Internet of Things) , Analytics / AI(Artificial Intelligence), Digital Process Automation. - Promoter : Ashok Soota, was the founder of midcap IT firm Mindspace, which was later taken over by L&T group Financial Results What is the purpose of IPO?? 1. Long Term Working Capital 2. General Corporate Affairs Important Dates Issue St...